Legal
Terms of Service
Last updated: October 30, 2026
These Terms of Service govern your use of the website operated by Team TK LLC. Please read them carefully before using the site.
Acceptance of Terms
By accessing or using this website, you agree to be bound by these Terms of Service. If you do not agree, please do not use this site. These terms apply to all visitors and users.
Use of This Site
You may use this website for lawful purposes only. You agree not to misuse the site, submit false information, attempt to gain unauthorized access, interfere with its operation, or use it to send unsolicited communications. This website provides general information about mortgage products and services; it is not financial, legal, or tax advice.
No Guarantee of Loan Approval
Submitting a pre-approval request or contacting Team TK LLC through this website does not constitute a loan application, a commitment to lend, or a guarantee of loan approval or any specific terms. All loans are subject to credit approval and underwriting. Programs, rates, terms, and conditions are subject to change without notice. Not all loans or products are available in all states. This is not a commitment to lend or extend credit. Restrictions may apply.
SMS Messaging Terms
By opting in through our website, you agree to receive SMS messages from Team TK LLC. Program: customer care and account notifications (pre-approval updates, loan status updates, document reminders, appointment reminders) and, if separately consented to, marketing messages. Message frequency varies. Message and data rates may apply. Reply STOP to cancel at any time; you will receive one confirmation message and no further messages. Reply HELP for help, or contact tk@citywidehm.com or 847.230.4530. Carriers are not liable for delayed or undelivered messages. Consent is not a condition of purchase. You must be at least 18 years old to enroll in this SMS messaging program. Full SMS Terms: https://iknowtk.com/sms-terms/index.html. Privacy Policy: https://iknowtk.com/privacy-policy/index.html
Intellectual Property
All content on this website — including text, graphics, logos, images, and design — is owned by or licensed to Team TK LLC and is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works without prior written permission.
Limitation of Liability
This website and its content are provided “as is” without warranties of any kind, express or implied. To the fullest extent permitted by law, Team TK LLC shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from your use of, or inability to use, this website.
Governing Law
These Terms of Service are governed by the laws of the State of Illinois, without regard to its conflict of law principles. Any disputes arising from your use of this website shall be resolved in the courts located in Cook County, Illinois.
Changes to These Terms
We may revise these Terms of Service at any time. Updates are effective when posted on this page. Continued use of the site after changes constitutes acceptance of the revised terms.
Contact Us
Team TK LLC
One N. LaSalle, Suite 1515, Chicago, IL 60602
Phone: 847.230.4530
Email: tk@citywidehm.com
Guaranteed Rate, Inc. D/B/A Citywide Home Mortgage. NMLS 2611. Equal Housing Lender. This is not a commitment to lend or extend credit. Restrictions may apply. Information and/or data is subject to change without notice. All loans are subject to credit approval. Not all loans or products are available in all states.